wish : add direct debit transactions

Registered by Till Maas

In Germany, there is another transaction supported by banks, direct debits. This is like a bank transfer, but the opposite direction. Normally a shops uses direct debits to get the payment from someone. So please add "direct debit" to the list of transactions in homebank.

Blueprint information

Status:
Complete
Approver:
None
Priority:
Low
Drafter:
None
Direction:
Needs approval
Assignee:
Maxime DOYEN
Definition:
Approved
Series goal:
None
Implementation:
Implemented
Milestone target:
milestone icon 4.1
Started by
Maxime DOYEN
Completed by
Maxime DOYEN

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For the next v4.1 I have implemented:
- debit card
- standing order
- electronic payment
-deposit
- FI fee

As usually people do not have a debit and a credit card at the same time, I suggest to rename the 'credit card' payement to 'Card (debit/credit)'

What do you think about this ?

I hope this is where I am supposed to write. In Germany, it is actually quite common to have both a debit and a credit card, the debit card is the default card and optionally one can get a credit card or it is already included with the debit card. I am not sure how important it is to be able to distinguish the payments. -- till

The ownership of credit and debit cards is also very common in the UK. Usually debit cards are automatically provided for your current account. For many people (such as students) creditcards are used rarely, for transactions where the payee does not accept debit cards or where additional insurance is required. The list of implemented payment types does not cover the case of "direct debit", so I fail to see why this is marked as implemented. Direct debit is where a payee is authorised to request funds from your account, and is often used in cases where the charge may vary with time, such as automatic payment of a credit card or mobile phone bill. This is neither a standing order (a set amount to be transferred from the account owner to the payee, actioned by the owners bank), an electronic payment (manually actioned by the account owner), nor a deposit or FI fee. This blueprint is an almost exact replica of Bug #564922, where the same request has been repeated almost 3 years later. -- Rob

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